STARX for Financial Advisers

Collaborating with You for Your Clients

We have been supporting advisers for many years, recognizing that as an expert, you are entrusted with providing high-quality advice. When your clients seek guidance, you can confidently turn to us for support.

Finding reliable partners who offer trusted investment management solutions and actively collaborate to achieve your clients’ goals is essential. We understand the significance of this partnership and take our responsibility to support you in securing your clients’ financial futures very seriously. From the beginning, we will adapt our approach to suit your needs, remaining as accessible as you require to help your clients maximize their investments.

Partnering with us will simplify your investment decisions and ease the day-to-day demands of portfolio management, allowing you to dedicate more time to your clients. You will gain a long-term ally committed to acting in your clients’ best interests, as we value the trust involved in these partnerships.

We will cultivate a relationship based on tailored products and service levels designed to meet your clients’ needs. You will have access to a comprehensive suite of relevant investment solutions that can seamlessly integrate with your existing approach and operations.

Our distinctive LED approach to asset allocation and risk management

Some investment managers may take a single view of investments and portfolio management, focused solely around growth.

Our LED investment framework focuses on liquidity , equity type risk and diversifiers and follows a core philosophy that portfolio diversification should be built around managing real risk. The six risk-rated strategies of LED are the foundations of this investment approach.

It’s an approach that allows us to give every partner and their clients — irrespective of the size of their investment — a consistent approach to how we think about portfolio assets. The result is value across the entire investment journey, and risk that is managed in a pragmatic and controlled way

Relevant investment solutions, built on a powerful philosophy

Choosing the most suitable solutions for your clients can be challenging, often requiring compromises that we believe are neither helpful nor necessary.

That’s why all our core products and services are grounded in our LED philosophy. From multi-asset funds to fully bespoke discretionary management options, our diverse offerings enable us to help you find relevant solutions that align with your clients' objectives.

You have the flexibility to switch between options based on changing circumstances, allowing for significant adjustments while validating each step. Since our consistent approach underpins all offerings, you only need to consult with one investment specialist, regardless of the solution you choose. Additionally, you will only need to conduct due diligence on STARX once regarding our investment approach.

This ensures the right solution for the right client, at the right time, and at the right cost.

Our product and service range — an LED solution for every client

Funds

The STARX Multi-Asset Portfolios that underpin this service, are designed to deliver attractive risk-adjusted returns via a pragmatic and straight-forward investment process that provides investors with a resilient and genuinely diversified fund. You select the one that is the best fit for your client and access these funds directly or via a wide choice of external platforms.

Select

STARX have carefully selected a risk-rated range of straight-forward, ready-made and globally diversified investment strategies, from which you can select the one that is the best fit for your client. STARX also take care of all the investment administration, with a support team on hand to personally support you and your client with any administrative queries.

Find out more about Select – for advised clients

Select core strategies June 2024

Managed

STARX have carefully selected a risk-rated range of ready-made and globally diversified portfolios available under our Managed service, with a dedicated STARX investment manager to precisely manage the tax and cash flow around the client’s investments. The investment manager is personally on hand for you and your client when you need them, and all the investment administration is managed on your behalf.

Client engagement approaches to suit you. And your clients.

We’ve spent many years helping advisers outsource underlying investment decisions, providing optionality on the engagement approach and degrees of service you implement on behalf of your clients.

For advisers working alongside our two discretionary services Managed and Bespoke, we offer an intermediated approach, Reliance on Adviser , where you remain in full control of the client relationship and have responsibility for client suitability. And we have an introducer approach, Adviser as Introducer , where we work directly with your client. You decide which approach works best for you, and we’ll deliver it. We’ll go through the detail and the impact of each option before you make a decision. And we’ll always respect the agreed professional boundaries.

Whatever your choice, it will always be backed by our LED approach, and the discretionary investment expertise of STARX.

Responsible investments to align with your clients’ objectives and principles

Our commitment to conducting business ethically places responsible investing at the core of our approach. As stewards of your clients’ wealth, we play a vital role in shaping a sustainable future for both people and the planet.

Protecting capital value requires careful consideration of various issues. We monitor regulatory changes, actively engage with corporate behaviors, and listen to the insights of investors and their advisers.

We are also aligned with key global initiatives, including the UN’s Principles for Responsible Investment, and are proud members of the FTSE4Good Index.

Ultimately, your clients have the freedom to make their own ethical choices. For those seeking a sustainable approach, our LED framework can be integrated across all our solutions, in collaboration with our Greenbank colleagues, who specialize in ethical, sustainable, and impact investments. To learn more about responsible investment at STARX, or to discover how STARX embodies the principles of a Responsible Business, please visit our website.

Specialist solutions for specific client needs

We empower you to provide clients with a comprehensive wealth solution, encompassing everything from planning to investing—our approach considers wealth in its entirety.

Advisers often turn to us to meet the specialized needs of their clients.

This includes solutions for charity trustees, individuals who have received personal injury awards or hold funds under court management, clients seeking sustainable, ethical, or impact investments, and those looking to mitigate inheritance tax through business relief.

Additionally, we can accommodate clients with offshore investing needs through our Jersey office, facilitate short-term lending, assist with tax filing, and support clients with US tax reporting requirements.

Delivering value

We strive to provide clients with relevant solutions that represent fair value. While cost is a crucial factor, service is equally important.

Our core range of investment solutions maintains a consistent theme, and as advisers, you can be confident that our LED asset allocation and risk management framework applies across all offerings.

To determine what constitutes fair value for your clients, we prioritize transparency in our pricing. We clearly outline both our fees and any external costs that clients may incur with each solution. As part of our fair value assessment, we compare our pricing with that of comparable competitors, alongside our own costs for producing and delivering our services.

In this context, we also evaluate the features provided by each service and take into account the historical investment performance we have achieved for our clients.

Only after this comprehensive evaluation do we assess whether the total costs charged to your clients are reasonable in relation to the benefits they receive.

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